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Wichert Financial Services Blog

How to Start a College Fund Early

Every parent wants to give their child the best possible future, and for many families, that includes higher education. But with tuition costs continuing to rise, figuring out how to pay for college can feel...

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The Importance of Financial Literacy for Kids

The Importance of Financial Literacy for Kids Picture this scenario: Your 10-year-old receives $20 for their birthday and asks, “Can we go to the store so I can buy a new toy?” As you think about how to answer, you...

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10 Common Retirement Mistakes

In a sense, you have been planning for your retirement ever since you started working. Maybe you’ve been contributing to a 401(k) plan, or maybe you’ve been socking away money in an IRA, but without a doubt, you’ve been...

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Understanding and Protecting Your Purchasing Power

Understanding and Protecting Your Purchasing PowerImagine walking into your local grocery store with a $20 bill. Last year, that might have bought you a gallon of milk, a dozen eggs, and a loaf of bread with change to...

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Joint or Separate? Navigating Bank Accounts in Marriage

You’ve booked the venue, picked out the flowers, and sent the invites. But have you talked about who’ll pay the electric bill after the wedding? Managing finances can feel like a difficult aspect of marriage, but it’s...

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Are Subscriptions Draining Your Bank Account?

You open your bank statement and notice a string of small charges you barely remember signing up for-a streaming service you signed up for during the pandemic, the meditation app you downloaded during a stressful week,...

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Digital Legacy Planning: Protecting Your Online Assets

Many of us now handle a significant portion of our financial lives online, from banking and investing to managing tax documents and cryptocurrency wallets. But what happens to these digital assets if something happens...

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5 Financial Habits for Long-Term Success

In the world of personal finance, it’s not just about how much you earn; it’s about how you manage what you have. Whether you’re fresh out of college, eyeing retirement, or somewhere in between, developing strong...

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How to Create Stronger Passwords and Protect Your Online Accounts

From email accounts to bank accounts, online shopping to online stock trading, you have many passwords to create and remember. Life would be easier if they were all the same. Or if they all came to mind quickly-like...

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Mastering the Art of Salary Negotiation

Mastering the Art of Salary Negotiation - Whether you’re a new college graduate interviewing for your first full-time job or a seasoned professional seeking a pay raise, it can be tricky to negotiate your salary. You...

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